Server-rendered tracker page for banking regulation in Global. This page is built for Google and LLM crawlers: every event below links to a permanent policy-event URL with source data and APAC FINSTAB analysis.
Jurisdiction: Global. Regulator: Financial regulator. Topic: Banking. Latest event: October 18, 2026 — BIS Research Flags Stablecoin Substitution Risk For Bank Deposits.
Use this page to compare rule changes, licensing signals, enforcement posture, and market-access implications for exchanges, stablecoin issuers, protocols, custodians and institutional teams operating across APAC.
A BIS working paper finds a measurable inverse relationship between bank-deposit rates and stablecoin growth, highlighting the potential for deposit substitution. Banks, issuers and regulators should incorporate interest-rate, redemption and deposit-migration scenarios into liquidity and prudential monitoring.
BNY and Kraken parent Payward are reportedly discussing a broad partnership across digital assets, custody, trading, payments and financial-market infrastructure. A bank-crypto infrastructure tie-up at this scale would require close attention to custody segregation, bank vendor risk, market access and payment controls.
Citi and The ValueExchange said tokenized collateral is moving from pilot activity into practical use, with surveyed institutions focused on tokenized cash, money market funds and government bonds. The report raises control questions around custody accounts, transfer permissions, clearing member roles and default handling.
Tether said assets held with EQIBank represent less than 0.034% of total assets after reports that the offshore digital bank faces liquidation pressure following U.S. asset seizures. The case highlights stablecoin reserve-bank concentration, seizure risk and redemption resilience controls.
Basel Committee statistics showed bank crypto exposures shifting from Bitcoin concentration toward Ether, Solana, XRP, and client-service activity, especially in the Americas. The data suggests prudential supervision is moving from single-asset capital treatment toward multi-asset custody, client suitability, and service-risk controls.
US officials are reportedly considering ways to promote dollar stablecoin use abroad as part of a broader dollar-demand strategy. The policy direction would put reserve quality, issuer supervision, sanctions screening, and Treasury-market links at the center of cross-border stablecoin growth.
Swift said its blockchain-based ledger is ready for initial use by 17 banks to support 24/7 cross-border payments with tokenised deposits. The pilot raises compliance questions around commercial-bank liability, redemption, Travel Rule data, sanctions screening and failure rollback across bank ledgers.
A G20 finance ministers and central bank governors statement recognized the potential for digital assets to support growth and called for clearer pathways for responsible innovation. The language may influence stablecoin, cross-border payment and banking-channel coordination across major jurisdictions.
Circle deployed USDC, EURC, CCTP and Bridge Kit on Plasma, giving payment firms, fintechs and wallets a new stablecoin-focused transfer rail. Compliance impact centers on issuer freezes, Bridge Kit permissions, PSP KYC, failed-transfer evidence and euro-dollar redemption cutoffs.
BIS General Manager Pablo Hernandez de Cos said stablecoins do not credibly function as payment instruments at scale and that tokenized deposits offer a stronger path for daily payments. The comments sharpen the regulatory distinction between bank-tokenized money and private stablecoin use cases.