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Policy Event · Medium impact

RBI HaRBInger Program Tests Offline Digital Rupee Payments

The Reserve Bank of India highlighted HaRBInger innovation work on offline e₹ payments using Bluetooth and NFC. The pilot focus brings device security, double-spend prevention, transaction limits, and offline synchronization into the CBDC control perimeter.

Medium impact🇮🇳 IndiaCBDCRegulationCBDCINRRBI

APAC FINSTAB analysis

For APAC operators, this creates a medium-impact signal around cbdc, regulation in India. Protocols/assets in scope: CBDC, INR. Named institutions or platforms: RBI. Teams should monitor the original source, map the change to licensing, custody, disclosure, and market-access obligations, and update their jurisdiction playbooks before the next compliance review.

Compliance read-through: map this event to entity licensing, market-access, custody, disclosure, token listing, and operational-risk obligations before expanding or marketing in the affected jurisdiction.

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High impact🇨🇳 ChinaRegulationAMLEnforcement
APAC FINSTAB analysis → Original source ↗

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High impact🇬🇧 United KingdomRegulationAMLDeFi
APAC FINSTAB analysis → Original source ↗