KYA is the next compliance primitive after KYC and KYB.

Maps pre-funded balances, transaction-scoped cards, payment mandates, consent signals, settlement, and remedy across the seven KYA dimensions.

Separates adaptive reasoning, deterministic authorization, settlement, and route-specific responsibility across the seven KYA dimensions.

Separates payment execution from instruction authority, aggregate exposure, settlement dependencies, and remedy across the seven KYA dimensions.

Maps wallet migration, custody change, settlement failover, policy continuity, independent approval, and remedy across the seven KYA dimensions.

Separates agent identity, represented-principal evidence, action-specific authority, tool-side enforcement, and remedy across the seven KYA dimensions.

Separates agent recognition, checkout preparation, payment-method selection, customer review, authentication, settlement, and remedy across the seven KYA dimensions.

Maps wallet identity, action-specific authority, spending limits, human approval, execution evidence, and jurisdiction fit across the seven KYA dimensions.

Maps continuous trading-agent authority, supervision, market state, venue access, operational handoffs, and evidence across the seven KYA dimensions.

Maps staged financial authority, machine payments, loss-bearing decisions, interoperability, and evidence across the seven KYA dimensions.

Maps customer instruction, structured mandate, agent payment scope, transaction matching, dispute evidence, and remedy across the seven KYA dimensions.

Separates portfolio analysis, order preparation, client confirmation, brokerage enforcement, execution, settlement, and connected-app evidence across the seven KYA dimensions.

Separates user delegation, institution acceptance, read-only access, action approval, execution evidence, and customer remedy across the seven KYA dimensions.

Maps standing agent access, secret replacement, tool isolation, wallet containment, evidence preservation, and safe restoration into the seven KYA dimensions.

Maps graduated workflow authority, user corrections, live finance-data access, payments, reconciliation, and rollback evidence into the seven KYA dimensions.

Maps connected context, dual approval, one-time cards, checkout integrity, payment outcomes, and user remedy into the seven KYA dimensions.

Maps signed vouchers, outstanding obligations, service delivery, redemption, settlement, reconciliation, and abuse controls into the seven KYA dimensions.

Maps agent identity, delegated authority, accountability, execution, near misses, and changing system conditions into a continuous KYA assurance model.

Maps portable proof of a real human to the narrow mandate, receiving-institution decision, action evidence, privacy controls, and revocation lifecycle required before financial execution.

Maps verified identity and signed delegation to the separate action-specific proof required before an agent can access financial tools, accounts, wallets, payments, or trading venues.

Maps controlled brokerage access for balances and research, while money movement remains blocked, into the seven KYA dimensions and a staged permission model.

Maps an AI research model's use of an unrelated funded testnet wallet into the seven KYA dimensions, separating technical signing capability from explicit authority.

Maps machine-speed micropayments, purpose-built wallets, funding and refill checkpoints, delegated mandates, cumulative exposure, service delivery, behavioral monitoring, and jurisdiction fit into the seven KYA dimensions.

Maps bank-account gates, rogue-agent risk, customer liability, supervisory scrutiny, agent mandates, tool and account limits, audit trails, shutdown controls, and jurisdiction fit into the seven KYA dimensions.

Maps agentic payments, executable organizational authority, payment mandates, wallet and account limits, runtime authorization, context integrity, audit trails, abuse controls, and jurisdiction fit into the seven KYA dimensions.

Maps MAS SAFR, runtime governance, agent identity, user mandate checks before execution, financial-agent permissions, audit trails, security controls, and jurisdiction fit into the seven KYA dimensions.

Maps Hong Kong agentic ID pilots, AI-agent payment authority, blockchain verification, delegated mandates, wallet controls, tool and venue access, audit trails, abuse controls, and jurisdiction fit into the seven KYA dimensions.

Maps Sierra, Meta, Personal Agent Protocol, Poppy, personal-agent identity, user permission, company-side control, OAuth sign-in, MCP access, audit trails, abuse controls, and jurisdiction fit into the seven KYA dimensions.

Maps Mastercard, Skyfire, Agent Pay, KYA passes, merchant recognition, scoped payment authority, human approval, virtual-card controls, audit trails, abuse controls, and jurisdiction fit into the seven KYA dimensions.

Maps Meta Muse, merchant blocking, app connectors, agentic shopping, delegated authority, payment responsibility, customer-data access, merchant acceptance, audit trails, abuse controls, and jurisdiction fit into the seven KYA dimensions.

Maps XRPL x402 agent payments, autonomous service purchases, invoice binding, settlement evidence, wallet limits, Trustline-style controls, audit trails, abuse controls, and jurisdiction fit into the seven KYA dimensions.

Maps agentic card payments, consumer intent services, stable agent metadata, delegated authority, payment boundaries, transaction indicators, dispute evidence, fraud controls, and jurisdiction fit into the seven KYA dimensions.

Maps agentic B2B payments, cross-border routing, supplier scope, micropayments, payment rails, approval thresholds, audit trails, abuse controls, and jurisdiction fit into the seven KYA dimensions.

Maps Mastercard Agent Pay trust services, AI-agent transaction awareness, issuer and merchant decisioning, agent mandates, payment boundaries, audit trails, security review, and jurisdiction fit into the seven KYA dimensions.

Maps governed agency, AI-agent wallets, trusted customer identity, permission boundaries, deterministic execution, payment disputes, security controls, and jurisdiction fit into the seven KYA dimensions.

Maps Sumsub's APAC Agentic AI Council, agent identity, delegated authority, interoperability, auditability, agentic commerce, responsible adoption, security controls, and jurisdiction fit into the seven KYA dimensions.

Maps Vooy consumer AI agents in Korea, delegated reservations and purchases, payment scope, revocation of authority, task-completion evidence, liability routing, security controls, and jurisdiction fit into the seven KYA dimensions.

Maps Google, Flipkart, Gemini, AI Mode, agentic checkout in India, merchant-branded checkout handoff, user mandate, payment authorization, audit trails, security controls, and jurisdiction fit into the seven KYA dimensions.

Maps self-custodial AI-agent wallet tooling, MCP wallet access, local signing, wallet boundaries, delegated mandates, action limits, audit trails, security controls, and jurisdiction fit into the seven KYA dimensions.

Maps Block joining the x402 Foundation, Bitcoin Lightning support for agent payments, open payment rails, wallet boundaries, mandates, service-delivery evidence, audit trails, security controls, and jurisdiction fit into the seven KYA dimensions.

Maps Meta Muse agentic checkout, PayPal, Shopify, Stripe, Mastercard Agent Pay, merchant acceptance, delegated authority, payment-route evidence, data minimization, dispute ownership, and jurisdiction fit into the seven KYA dimensions.

Maps voluntary bank principles for agentic commerce, delegated authority, payment authentication, customer intent, warnings, interventions, dispute handling, data minimization, and outcome evidence into the seven KYA dimensions.

Maps public financial MCP server coverage, licensed market research, explainable methods, broker supervision, source control, tool access, research-versus-execution boundaries, and audit evidence into the seven KYA dimensions.

Maps public agentic payment infrastructure, hosted x402 settlement, wallet delegation, policy enforcement, KYT, Travel Rule checks, request integrity, spend governance, and audit trails into the seven KYA dimensions.

Maps public bank, payment-agent, interoperability, payment-rail predictability, operating-control, and accountability signals into the seven KYA dimensions.

Maps Ant International's AI-native financial stack, Account for Agent, AMP, AgentSafePay, delegated payment authority, wallet and account boundaries, tool controls, monitoring, intervention, and audit evidence into the seven KYA dimensions.

Maps Mastercard, Visa and Ant International agentic AI risk tools, Know Your Agent interoperability, operator traceability, delegated payment mandates, wallet boundaries, merchant controls, and audit evidence into the seven KYA dimensions.

Maps TenPay Global, China's CPG cross-border QR gateway, delegated authorization, agentic payment standards, wallet controls, gateway routing, security checks, and audit evidence into the seven KYA dimensions.

Maps KakaoPay's two-way agentic payment proof of concept, stablecoin settlement, wallet limits, seller monetization, x402-style resource payments, and audit evidence into the seven KYA dimensions.

Maps public AI misuse reporting, exchange and marketplace account-abuse risk, consumer-authorized agent purchases, payment mandates, MCP tool access, and audit evidence into the seven KYA dimensions.

Maps AI misuse reporting, source-verification limits, MCP and tool exposure, vulnerable infrastructure, wallet and payment authority, blocked actions, and audit evidence into the seven KYA dimensions.

Maps Ant International, Mastercard and Visa's Know-Your-Agent interoperability initiative, trusted agent recognition, verifiable intent, wallet and card access grants, MCP payment access, and audit evidence into the seven KYA dimensions.

Maps Amazon Pay Smart Wallet, agentic UPI payments, merchant-level consent, spending guardrails, MCP security, x402 request payments, and audit evidence into the seven KYA dimensions.

Maps Mastercard's agentic commerce report, payment intent, consent, identity, UPI agent-payment controls, merchant liability, x402 source verification, and audit evidence into the seven KYA dimensions.

Maps agentic commerce payments, x402 receipts, payment-agent fraud checks, wallet authority, trust, identity, and liability evidence into the seven KYA dimensions.

Maps agent personas, first-class AI agent identity, MCP security, on-behalf-of authority, data governance, x402 payment fragmentation, and audit evidence into the seven KYA dimensions.

Maps agentic UPI, delegated payment authority, Unified Agentic Protocol signals, consent envelopes, spending limits, redress, and audit evidence into the seven KYA dimensions.

Maps Mambu Intelligent Core, Mambu Agentic, core banking and payment-system access, MCP support, guardrails, ledger authority, and audit evidence into the seven KYA dimensions.

Maps Etherscan Build with AI, MCP onchain data access, AI agents, wallet intelligence, read-only tool scope, and audit evidence into the seven KYA dimensions.

Maps AI agent wallets, Solowin Know-Your-Agent, AGENPAY, stablecoin payments, Binance Agent OS, MCP permissions, funding limits, and audit evidence into the seven KYA dimensions.

Maps Zerion API, AgentCash, x402, Machine Payment Protocol, USDC per-call data access, agent wallets, MCP tool scope, and audit evidence into the seven KYA dimensions.

Maps ERC-8196 AI Agent Authenticated Wallets, policy-bound execution, ERC-8126 risk checks, wallet delegation, revocation, and hash-chained audit evidence into the seven KYA dimensions.

Maps SOCFortress MCP Gateway, per-client grants, machine identity, deny-by-default tool access, exact-request approvals, SIEM-ready audit evidence, and jurisdiction fit into the seven KYA dimensions.

Maps Blockscout MCP, x402 paid blockchain API calls, agent wallets, on-chain data access, policy decision records, and auditable trust boundaries into the seven KYA dimensions.

Maps Scalable Capital agentic investing, MCP broker access, AI-agent portfolio analysis, order approval, payments exclusions, CLI automation, and brokerage audit evidence into the seven KYA dimensions.

Maps the new MCP roadmap, agent identity, workload identity federation, delegated authority, long-running tasks, progressive discovery, tool access, and audit trails into the seven KYA dimensions.

Maps x402, USDC, card-network vouchers, agent wallets, merchant identity, payment mandates, dispute evidence, and audit trails into the seven KYA dimensions.

Maps AI agent payment delegation, x402, stablecoin settlement, Tencent AI Exclusive Card testing, AgentCore Payments, payment intent, authority, and audit evidence into the seven KYA dimensions.

Maps Binance Agent OS, MCP trading access, agentic subaccounts, x402 payments, user permissions, withdrawal blocks, emergency stops, and exchange audit evidence into the seven KYA dimensions.

Maps agentic payment fraud checks, x402 purchases, MCP gateway access, delegated identity, product receipt evidence, merchant-quality review, and audit trails into the seven KYA dimensions.

Maps AgentCore Payments GA, agent wallets, x402, Machine Payment Protocol, session budgets, payment refusals, MCP access, and audit trails into the seven KYA dimensions.

Maps agentic wallet liability, autonomous payments, legal accountability, x402 guardrails, MCP access control, and payment-agent audit evidence into the seven KYA dimensions.

Maps AI agent identity, delegated authority, fraud monitoring, model routing, MCP security, infrastructure governance, and audit evidence into the seven KYA dimensions.

Maps persistent AI agents, cloud computers, plugins, browser sessions, routines, identity exposure, finance governance, and audit trails into the seven KYA dimensions.

Maps AI trading-agent liability, delegated mandates, ERC-8226 RAMS, market-access controls, agent wallets, MCP gateways, and audit evidence into the seven KYA dimensions.

Maps AI agent spending disputes, task-specific authorization, AI AGENT Act, NIST agent identity work, AP2 evidence travel, stablecoin attestations, inline runbooks, and audit trails into the seven KYA dimensions.

Maps Unit 42 autonomous AI-enabled attack research, Hermes Agent, MCP tool access, proxy-routed coding agents, disabled local logs, audit trails, abuse controls, and finance-agent risk evidence into the seven KYA dimensions.

Maps Cloudflare Agents Week, live tracing, replay, human-in-the-loop approvals, agent wallets, Agent Access Model, identity-aware analytics, WriteGuard for MCP, WebMCP, Kitesurf, MCPv2, AI Search, and Radar into the seven KYA dimensions.

Maps OKX AI Agent Security hiring, exchange compliance controls, tool invocation sandboxing, human-machine intervention, agent behavior audits, stablecoin payment infrastructure, and runtime visibility into the seven KYA dimensions.

Maps AI agent command-approval miss rates, permission fatigue, OSL AgentPay, MetaMask Agent Wallet, agent-wallet controls, tool verdicts, audit trails, and abuse controls into the seven KYA dimensions.

Maps Atlassian Rovo exfiltration research, indirect prompt injection, URL retrieval, remote rendering, connector boundaries, Cloudflare OS Gatekeepers, and outbound audit trails into the seven KYA dimensions.

Maps Cloudflare Wallets, cloudflare.pay, x402, Account Wallets, Virtual Wallets, stablecoin budgets, MCP tool purchases, merchant allow lists, human overrides, and audit trails into the seven KYA dimensions.

Maps Gemini Spark, background AI agents, Google Workspace actions, schedules, skills, app connectors, non-human identity, MCP governance, human checkpoints, and audit trails into the seven KYA dimensions.

Maps Starchild x402 payments, AI agent marketplaces, agentic wallets, USDC approval flows, on-chain service records, counterparty evidence, MCP tool verdicts, and jurisdiction fit into the seven KYA dimensions.

Maps XDC AI, x402 USDC per-call payments, non-custodial smart wallets, MCP connector access, on-chain spending limits, compliance controls, and agentic finance evidence into the seven KYA dimensions.

Maps Public's MCP trading integration, third-party AI agents, brokerage account access, automated order placement, trade confirmations, MCP server security, audit trails, and jurisdiction fit into the seven KYA dimensions.

Maps Yield.xyz AgentKit on x402, autonomous AI agents with wallets, paid MCP access, onchain yield routing, zerohash agentic finance, audit trails, security controls, and jurisdiction fit into the seven KYA dimensions.

Maps the Hugging Face and OpenAI agent intrusion timeline, sandbox escape, tool boundaries, runtime containment, audit trails, security abuse controls, and jurisdiction fit into the seven KYA dimensions.

Maps Corpay Agent Card, controlled virtual cards, spend-intent authorization, MCP tool access, agentic commerce, audit trails, and abuse controls into the seven KYA dimensions.

Maps 1Password access grant delegation for Claude, DNP verifiable authority for agentic commerce, x402 payment proof, and MCP request-level authorization into the seven KYA dimensions.

Maps Lianlian DigiTech and UnionPay International AI-agent payments for global procurement, human-in-the-loop approval, supplier matching, payment execution, AI digital asset replenishment, and reconciliation into the seven KYA dimensions.

Maps Fastly joining Experian Agent Trust, Human to Agent Binding, agent identity, delegated authority, intent, payment access grants, trust scores, and edge authorization into the seven KYA dimensions.

Maps Sunrate and Mastercard's Agentic Global Payments white paper, B2B payment agents, supplier onboarding, FX routing, compliance screening, auditability, and accountable action into the seven KYA dimensions.

Maps MoonPay PayBox, Claude and ChatGPT shopping wallets, x402, Salesforce B2B Buyer Agent, Kakao AI commerce, APAC bot security, and agentic B2B payment controls into the seven KYA dimensions.

Maps Apify x402 agentic payments, Coinbase Agentic Wallet CLI, paid MCP tool calls, USDC on Base, settlement, refunds, compromised-agent wallet risk, and jurisdiction fit into the seven KYA dimensions.

Maps Natural's agent-payment stack, wallets, vaults, payment rails, fraud and compliance, agent identity, observability, settlement, dispute handling, and jurisdiction fit into the seven KYA dimensions.

Maps the EPAA AI & Agentic Payments Working Group with HSBC, APAC agentic commerce, agent identity, mandate liability, fraud controls, payment proof, and dispute evidence into the seven KYA dimensions.

Maps Alibaba Cloud Agent Native Cloud, AgentTeams, AgentRun, AgentLoop, enterprise agent orchestration, tool access, audit trails, security controls, and jurisdiction fit into the seven KYA dimensions.

Maps Ledger Agent Stack, AI wallet access, hardware approval, signer controls, wallet custody, x402-style payment proof, and audit evidence into the seven KYA dimensions.

Maps Claude browsing memory exfiltration, indirect prompt injection, private data access, outbound link navigation, tool controls, audit trails, and jurisdiction fit into the seven KYA dimensions.

Maps enterprise DeFi agents, x402 autonomous payments, MCP server access, delegated mandates, wallet controls, audit trails, prompt confidentiality, and jurisdiction evidence into the seven KYA dimensions.

Maps disposable Linux VMs, deterministic policy enforcement, MCP security gateways, agent identity, audit logs, payment-agent identity gaps, and runtime isolation into the seven KYA dimensions.

Maps OKX and Binance compliance product, AI analytics, transaction monitoring, case management, AML, sanctions, KYC/KYB, and auditability signals into the seven KYA dimensions.

Maps Robinhood agentic trading, Trading MCP access, dedicated agentic accounts, third-party AI agents, crypto trading plans, user mandate evidence, and venue-access controls into the seven KYA dimensions.

Maps Base agentic payment volume, x402 settlement, wallet authority, resource access, liability gaps, and payment-agent audit trails into the seven KYA dimensions.

Maps AWS Agentic AI ERP automation, separate agent identity, deny-by-default policy, immutable audit state, human escalation, and finance-agent controls into the seven KYA dimensions.

Maps GitLost prompt-injection reporting, private repository exposure, public write destinations, workflow permissions, prompt trust labels, tool boundaries, and audit trails into the seven KYA dimensions.

Maps the FactSet and Google Cloud finance AI partnership, Gemini Enterprise agent governance, MCP access, sourced outputs, audit trails, tool controls, and jurisdiction fit into the seven KYA dimensions.

Maps the FCA Mills Review, delegated retail-finance decisions, consent boundaries, payment initiation, product switching, audit trails, consumer outcomes, and jurisdiction fit into the seven KYA dimensions.

Maps agentic AI in B2B payment operations, invoice exceptions, approval controls, payment initiation, settlement, reconciliation, fraud monitoring, and jurisdiction fit into the seven KYA dimensions.

Maps session keys, scoped permissions, spend caps, approval tiers, x402 payments, stablecoin settlement, and emergency pause controls into the seven KYA dimensions.

Maps Visa Trusted Agent Protocol, Visa Intelligent Commerce, BBVA agent-initiated payments, cryptographic signatures, consumer recognition, and merchant-side verification into the seven KYA dimensions.

Maps Cloudflare Monetization Gateway, x402 stablecoin settlement, MCP tool charging, BNB Agent Studio wallets, and edge enforcement into the seven KYA dimensions.

Maps Microsoft Defender local AI agent discovery, MCP server exposure, prompt-injection blocking, tool metadata poisoning, and endpoint telemetry into the seven KYA dimensions.

Maps MCP tool access, A2A AgentCards, task state, cross-agent delegation, x402, KYAPay, and payment controls into the seven KYA dimensions.

Maps Know Your Agent protocols, AP2, Verifiable Intent, Coinbase for Agents, prompt-injection controls, scoped mandates, and continuous monitoring into the seven KYA dimensions.

Maps Coinbase agentic checkout, x402 stablecoin payments, payment APIs, agent wallets, spend limits, kill switches, and settlement records into the seven KYA dimensions.

Maps expanded onchain MCP skills, x402 payments, 0x agent-facing liquidity access, wallet review, plugin scope, and settlement evidence into the seven KYA dimensions.

Maps the Ethereum Magicians asset-enforced spend mandate discussion, asset-level gates, account-level delegation, revocation, denial reasons, and agent wallet controls into the seven KYA dimensions.

Maps the IMF agentic payments framework, x402 payment rails, XRPL AI Starter Kit, AI Wallet products, delegated authority, audit trails, and deterministic settlement controls into the seven KYA dimensions.

Maps trading-bot shutdown, spot suspension, deposit and withdrawal closure, WebSocket instability, symbol migration, and restart approval into the seven KYA dimensions.

Maps the H digital asset incident, stolen admin keys, bridge authority, unauthorized minting, signer controls, custody exposure, and incident evidence into the seven KYA dimensions.

Maps Pine Labs P3P, UPI mandates, Reserve Pay, one-time authorization, verifiable identity, spend controls, audit trails, and revocation into the seven KYA dimensions.

Maps agent payment access provisioning, permissioning, spending limits, multi-rail settlement, stablecoins, auditability, and machine-speed commerce controls into the seven KYA dimensions.

Maps agentic commerce, payment APIs, cross-border payment rails, FX limits, fraud controls, maker-checker workflows, consent, and audit evidence into the seven KYA dimensions.

Maps stablecoin address freezes, exchange trading suspensions, agent wallets, x402 payments, custody authority, sanctions reviews, and audit evidence into the seven KYA dimensions.

Maps financial-services agentic traffic growth, agent identity, intent classification, x402 payments, agent wallets, and audit evidence into the seven KYA dimensions.

Maps Workday Agent Passport, Agent-Ready Tools, MCP access to HR and finance data, third-party attestations, runtime monitoring, and audit evidence into the seven KYA dimensions.

Maps the June 2026 MCP security Internet-Draft, Noma agent access control, Okta agent identity, tool permissions, runtime authorization, and audit evidence into the seven KYA dimensions.

Maps NSA MCP security guidance, agent tool access, trust boundaries, sandboxing, approval paths, audit logs, and jurisdiction evidence into the seven KYA dimensions.

Maps financial services AI agents, zero-trust tool calls, policy enforcement, MCP governance, audit logs, kill switches, lifecycle controls, and jurisdiction evidence into the seven KYA dimensions.

Maps Workday and Google Cloud finance agents, A2A handoffs, A2UI workflows, MCP access, permissions, approvals, and audit evidence into the seven KYA dimensions.

Maps retail AI trading agents, MCP brokerage access, agentic credit cards, manual approvals, fraud review, and delegated financial authority into the seven KYA dimensions.

Maps Base MCP, wallet proposals, DeFi plugins, x402 payments, transaction simulation, and user confirmation into the seven KYA dimensions.

Maps AI agent billing, stablecoin wallets, usage events, real-time settlement, fraud controls, and machine-to-machine commerce into the seven KYA dimensions.

Maps AP agents, MCP tool access, RBAC inheritance, audit logging, fraud review, and local compliance assistants into the seven KYA dimensions.

Maps AI investing agents, natural-language trading mandates, cash movement, execution authority, and agent authorization into the seven KYA dimensions.

Maps verified MCP connections, scoped access grants, sandboxes, immutable action logs, and tool-risk classification into the seven KYA dimensions.

Maps agent wallets, spend mandates, approval receipts, x402-style payments, and dispute paths into the seven KYA dimensions.

Shows why financial agents need separate KYA records for data visibility, recommendations, approval routing, and execution authority.

Maps agent access-grant scope, runtime auditability, and security-review evidence into the seven KYA dimensions.

Maps fresh autonomous-agent security guidance into KYA controls for operator identity, permissions, wallet access, audit trail, and jurisdiction fit.

The category-defining article for agent identity, authorization, wallet control, and audit trails.

Baseline governance work migrated into the KYA reading path.

Wallet custody, authorization, and transaction accountability for agentic systems.